数据的事实
在他二十年的房地产贷款生涯中, 迈克尔·加利根(Michael 加里根)拥有多种商业技能, 管理知识, 和消费者满意度. He serves as 合规经理 and Quality Control at 美国联邦信用合作社 and is a Mortgage Bankers Association-certified Mortgage 合规 professional. 加里根’s areas of expertise include laws and regulations impacting financial institutions and mortgage entities. 在2013年加入CAP COM之前, 加里根 served in a number of lending and banking roles he worked as Loan Operations Manager, 皮茨菲尔德遗产银行的助理副总裁, 马萨诸塞州(现在是伯克希尔银行家族的一部分).
His current role at CAP COM evolved from service he performed at PP电子owners Advantage, CAP COM的抵押子公司. 按揭审计专员, 加里根 created procedures and training courses for audit and quality control delivery processes. 作为合规和质量控制经理, 加里根 focuses on adherence with Federal and New York State laws and regulations which impact the operations of the credit union. He creates and manages programs that address regulatory risk for CAP COM’s $2 billion dollar business, including PP电子owners Advantage and Old Heritage Realty Services subsidiaries. 迈克尔的B.A. 心理学教授来自锡耶纳学院. He holds certifications in Mortgage 合规 and Quality Control from AllRegs Academy, 一所房地产贷款贸易学校. He also holds a Certified Credit Union 合规 Expert (CUCE) designation from the Credit Union National Association (CUNA). 其他专业认证包括Meyers Briggs Management Training, HVHC管理发展培训, 和OZ原则问责培训. Michael is a member of the PP电子 Board and lives in Niskayuna, NY. Michael喜欢在CAP COM内部与各个部门一起工作. He graduated from the CAP COM Emerging Leaders Class of 2019 and also served on the CAP COM Employee engagement and encouragement committee, 由衷的高兴.
Patrick worked as a residential mortgage banker for a large regional financial institution for 15 years. 曾经是一名成功的零售贷款发起人, he understands the importance of the lender/realtor relationship and helped create LenderLogix from a banker’s perspective. Patrick has a passion for process improvement and led initiatives to bring efficiencies to the mortgage process. He’s advised on several major LOS implementations and consulted throughout design, 测试和实施. 帕特里克毕业于布法罗大学，现居纽约州布法罗市.
史蒂文一. 米尔纳 has nearly 4 decades of experience in the Mortgage Banking industry having started his career as a Loan Officer in 1981 in New York on Long Island. 目前,先生. 米尔纳是美国抵押贷款公司的创始人和首席执行官, 在47个州和华盛顿获得执照的独立抵押贷款银行, D.C. 他在1994年创立的.
1994年,先生. 米尔纳 made the decision to start his own Independent Mortgage Banking Company and founded US Mortgage Corporation on February 1, 1994. Mr. 米尔纳作为首席执行官监督美国抵押贷款公司的日常运营. 该公司, 总部设在梅尔维尔, 纽约拥有超过260名员工，2017年将产生超过10亿美元的资金, 其中82%是购买资金. 此外,先生. 米尔纳是50个州和华盛顿特区的持照抵押贷款发起人.C. 该公司 has proven its lasting power through volatile market cycles by following its Core Value “Seek Longevity” and making strong critical decisions, including not funding Sub-Prime loans as a Mortgage Banker before and after the Financial Crisis of 2007. 在他的职业生涯中，他创造了超过40亿美元，并将继续下去 个人每月收入超过400万美元.
US Mortgage Corporation is currently a Fannie Mae Seller Servicer with over 25 Branches. His employees all believe in the value of helping people attain the dream of PP电子 Ownership. 因此,先生. 米尔纳 has consistently focused on making education the key cornerstone to helping home buyers attain their dream of homeownership.
Greg has 30 years experience in Multi-Unit restaurant management with International restaurant companies as well as over 15 years as a Mortgage Originator. He is the current 总统 of the Central PP电子. 他也是几个行业相关委员会的成员.
杰夫·巴林杰 is a member in the Albany office of McGlinchey and concentrates his practice on consumer financial services regulatory compliance. 杰夫是金融机构的顾问, 抵押贷款机构, 抵押贷款服务商, 销售金融公司, and other providers of consumer financial services on compliance with state and federal law. 他在抵押贷款方面尤其有经验, 抵押贷款服务, 制造住房金融. 他还为客户提供汽车金融方面的咨询服务, 销售财务, 有担保和无担保贷款, 商业贷款, 房地产经纪公司, 和货币服务业务.
乔迪•盖恩斯 is the Chief Client Relations Officer and EVP of Business Development and Government Relations of Insight One Solutions. Insight One Solutions is a family of companies that consists of Sortis Financial, MSI, IProperty Claims和Williams & 威廉姆斯拍卖. 在加入Insight One之前, 乔迪联合创办了索赔恢复金融服务公司, LLC " CRFS "在她的餐桌上. CRFS专门从事政府、GSE和PMI索赔和损失分析. Prior to CRFS, Jodi spent 14 years at North American Mortgage, Dime Savings and Anchor Mortgage. Jodi is on the Board and Executive Board of New York MBA and serves as the NYMBA Loan Servicing Chair. Jodi is the co-chair the MBA Claims working group and participates on the MBA LAC and Property Preservation 委员会. 乔迪是五星银行美国抵押贷款多元化委员会的联合主席. Jodi is on the Board of United Way of Orleans County and serves as the Allocations Chair.
Starting as a Mortgage Banker and then moving to the Banker Training Team to lead Quicken Loans’ effort for the development, 监管机构批准和实施其许可培训课程, 温德尔·罗宾逊 has been with the Quicken Loans Family of Companies since 2010. In 2019 he moved to the Government Affairs team and assumed his current role leading the 50 State Group as Senior 导演 of Government Affairs in August 2020. 除了他对游说和组织关系的关注, 温德尔的国家投资组合包括许可, 合规, 教育和税收. 他的专业背景包括作为一个企业主的责任, 经理, 作家, 提倡, 和项目负责人. 就在来Quicken Loans之前, 温德尔领导了一家服务于职业运动员的咨询公司, 以及娱乐和政治舞台.
Wendell’s wife Kathleen, a pastry chef has appeared on the Food Network and the Cooking Channel. 他们一起在门托开了一家粉色手帕面包店, 他们和女儿佩吉住在俄亥俄州.
Jacqueline是DeAngelus Goralczyk事务所的合伙人和创始成员. She concentrates her practice in the areas of cybersecurity and data privacy law as well as residential and commercial real estate and business formations. Jacqueline也是Global Cybersecurity Solutions, LLC的首席执行官. GCS focuses on the cybersecurity and data privacy needs of small to medium size businesses. GCS offers a comprehensive approach to cybersecurity from audit and planning to breach response and remediation.